Privacy Policy

The Privacy Policy Agreement

1. Information We Collect
To effectively advocate for your property claim, we must collect specific personal and corporate information. This includes, but is not limited to:

• Client Identifiers: Names, corporate entity names, phone numbers, email addresses, and the physical address of the damaged property.

• Insurance & Financial Data: Insurance policy dec-pages, coverage limits, loss history, business interruption financials, tax documentation, and banking information for settlement disbursement.

• Property Data: Architectural blueprints, security footage (if relevant to the loss), inventory of Business Personal Property (BPP), and forensic engineering reports.

• Technical Website Data: IP addresses, browser types, and usage metrics collected via standard cookies when you visit [https://sharpindemnitygroup.com/](https://sharpindemnitygroup.com/) to optimize our digital presence.
   

2. How We Use Your Information
Sharp Indemnity Group acts as your exclusive fiduciary. Your data is utilized strictly for the following operational purposes:

• To evaluate, document, and prosecute your commercial or residential property insurance claim.

• To communicate with your insurance carrier, their independent adjusters, and legal representatives on your behalf.

• To collaborate with our network of vetted structural engineers, forensic accountants, and environmental hygienists required to prove your loss.

• To comply with state insurance department regulations in Michigan (DIFS), Ohio (ODI), and Indiana (IDOI).
   

3. How We Share Your Information
We do not sell, rent, or trade your personal or corporate data to third-party data brokers under any circumstances.
Information is only shared with third parties when legally necessary to advance your claim, including:

• Your Insurance Carrier: We submit necessary proof of loss data to your insurer to secure your settlement.

• Expert Consultants: We may share specific property data with contracted experts (e.g., structural engineers, appraisers) bound by confidentiality agreements.

• Legal & Regulatory Authorities: We will disclose information if required by a subpoena, court order, or regulatory audit by state insurance departments.
   

4. Data Security Protocols
We implement enterprise-grade, commercially reasonable security measures to protect your digital and physical files against unauthorized access, alteration, or destruction. However, no transmission of data over the internet is completely impenetrable. By engaging our firm, you acknowledge that while we strive for elite security, absolute internet security cannot be guaranteed.

5. Cookies and Tracking Technologies
Our website uses standard analytics and tracking cookies to monitor site traffic and improve user experience. You have the right to disable cookies through your browser settings; however, doing so may limit the functionality of certain features on our website.

6. State-Specific Privacy Rights
Depending on your jurisdiction (Michigan, Ohio, or Indiana), you may have specific rights regarding the collection and deletion of your personal data. If you wish to review, update, or request the deletion of your non-essential personal information (data not legally required to be retained for closed claims), please contact our corporate headquarters.